API Calls & Payment Flows

The Clearpay v2 API offers merchants a choice of two different payment flows.
Please note that the v1 API uses the Direct Capture flow.

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Customers repayment commences once the order has been confirmed.

  • For Immediate Capture repayment commences on Capture.
  • For Deferred Payment repayment commences on Auth.

1. Direct Capture (Immediate Payment Flow)

This flow allows merchants to capture the full payment amount at the time of order.
Read more about this payment flow in our API v2 docs

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All platforms support the Direct Capture payment flow

2. Auth and Capture (Deferred Payment Flow)

This flow allows merchants to capture incremental amounts as items are shipped. Clearpay will settle funds when payments are captured by the merchant. If it is later determined that one or more shipments cannot be fulfilled, only the rest of the un-captured order amount of the payment auth can be voided.

Read about this payment flow in our API v2 docs.

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Supported Platforms for Auth and Capture Payment Flow